A Guide to Securing Reimbursement for Towing Bills

A Guide to Securing Reimbursement for Towing Bills

Towing Prices

Many insurance packages entitle you to full compensation for towing services and roadside assistance. Typically, insurance agents advise you to call and consult another agent before calling for towing services, but this isn’t a necessary step. Your insurance agents want to help you select a reliable towing company, but they’re also interested in minimizing towing rates. Either way, calling an agent takes extra time in a situation that’s often urgent, if not an emergency. If you feel you don’t have time to contact an agent, then search for roadside assistance near you now and file an insurance claim later.

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What Does My Insurance Cover?

You should be clear on what your insurance covers before heading out on the road. Review your insurance package or contact an agent if you’re uncertain, as it’s often possible to pay a premium on your insurance to expand roadside assistance. Expanded coverage of this sort may cover fuel and oil delivery, labor expenses, tire changes, and more. Some insurance companies offer plans with limited coverage for these services, such as contributing a certain amount toward towing expenses and leaving you to cover the difference if towing prices are higher. This is why it’s so important to be clear on exactly what your insurance will do for you.

With that said, don’t be shy about using the insurance benefits that you pay for. If your insurance does cover the services you need, it’s simple and easy to go ahead and file for compensation.

How Do I File a Claim?

Most insurance providers offer online reporting that streamlines the claims process. In this case, your first step toward receiving compensation for towing is filing an online report. Take note of your claim number, as you’ll need it during step two.

After filing online (if applicable), you need to assemble your relevant documents. Then, attach them to your roadside assistance bill and prepare to send the package to your insurance provider. Your documents must contain the following information:

  • Full name as the insurance provider has on record
  • Claim number and policy number
  • Vehicle year, make, and model
  • Phone number
  • Date of Service

Depending on your insurance provider, it may be possible to send pictures of the documents via email. Otherwise, you may have to fax or mail the documents. Consult an agent, proceed as they recommend, and you’re done. 

Towing Near Me

When you need towing services in Anoka, Hennepin, Wright, or Sherburne County, give Nicety Towing a call. We’re one of the best local tow companies in the Minneapolis, MN area. Our expert staff provides gas delivery, battery services, lockout service, flatbed towing, accident recovery, light-duty towing, and much more. You can find our contact information here and reach us by phone from 7 AM to 7 PM, every weekday.

Towing From the Side of the Road

Towing From the Side of the Road

Accident towing

After an accident or technical incident that leaves your car stuck on the road, you need to keep your safety in mind as the top priority and arrange to get off of the road. While you may not want to leave your car, you can improve your chances of recovering it easily by being prepared for such an incident. You’ll either be able to arrange private towing services or find it more quickly after traffic safety arranges a tow for it. Here at Nicety Towing, we can help you no matter the situation you find yourself in. 

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What Happens to My Car?

A car on the side of the interstate may be a serious hazard. Whether you had an accident or ran out of gas, state troopers are likely to immediately call for a tow if they see your vehicle on the highway. The busier parts of these roads typically carry signs notifying drivers of immediate towing rules. In the absence of a sign, you may have 24 to 48 hours to recover your car. However, it ultimately comes down to the discretion of highway patrol and whether they judge your car to be a hazard or not. One way to minimize this risk is to move your car clear of the fog line if possible: if a car crosses the fog line, it will be judged as a hazard. 

In this event, Nicety Towing can still help you. Your car will end up in an impound lot, but we have connections among the local towing companies. Even if another company receives the job to tow your car, we can call around and hopefully find out what impound lot your car is in. But you may be able to avoid this eventuality by calling in for a tow and leaving a note saying that you’ve already arranged for the car to be taken care of. Informing state troopers of your intentions, even after leaving the car will help them judge your situation more generously. 

Accident Towing Near Me

As we said earlier, put your safety first when your car breaks down on the freeway and worry about impound bills second. If there was an accident, then call 911 first or otherwise get yourself to safety. Once you have taken care of that, call Nicety Towing for our urgent towing services.

A good tow company is busy more often than not, so you should call and book your tow as soon as you need it. We offer online payment as well. If you reach us via our phone number at 763-245-2619 and send your email address, then we’ll send a link where you can pay online. Towing services are taxed in Minnesota, but there are no hidden fees on our tow rates. Once your payment clears, we’ll unload your car and invite you to pick it up.