A Guide to Securing Reimbursement for Towing BillsTowing Prices
Many insurance packages entitle you to full compensation for towing services and roadside assistance. Typically, insurance agents advise you to call and consult another agent before calling for towing services, but this isn’t a necessary step. Your insurance agents want to help you select a reliable towing company, but they’re also interested in minimizing towing rates. Either way, calling an agent takes extra time in a situation that’s often urgent, if not an emergency. If you feel you don’t have time to contact an agent, then search for roadside assistance near you now and file an insurance claim later.
What Does My Insurance Cover?
You should be clear on what your insurance covers before heading out on the road. Review your insurance package or contact an agent if you’re uncertain, as it’s often possible to pay a premium on your insurance to expand roadside assistance. Expanded coverage of this sort may cover fuel and oil delivery, labor expenses, tire changes, and more. Some insurance companies offer plans with limited coverage for these services, such as contributing a certain amount toward towing expenses and leaving you to cover the difference if towing prices are higher. This is why it’s so important to be clear on exactly what your insurance will do for you.
With that said, don’t be shy about using the insurance benefits that you pay for. If your insurance does cover the services you need, it’s simple and easy to go ahead and file for compensation.
How Do I File a Claim?
Most insurance providers offer online reporting that streamlines the claims process. In this case, your first step toward receiving compensation for towing is filing an online report. Take note of your claim number, as you’ll need it during step two.
After filing online (if applicable), you need to assemble your relevant documents. Then, attach them to your roadside assistance bill and prepare to send the package to your insurance provider. Your documents must contain the following information:
- Full name as the insurance provider has on record
- Claim number and policy number
- Vehicle year, make, and model
- Phone number
- Date of Service
Depending on your insurance provider, it may be possible to send pictures of the documents via email. Otherwise, you may have to fax or mail the documents. Consult an agent, proceed as they recommend, and you’re done.
Towing Near Me
When you need towing services in Anoka, Hennepin, Wright, or Sherburne County, give Nicety Towing a call. We’re one of the best local tow companies in the Minneapolis, MN area. Our expert staff provides gas delivery, battery services, lockout service, flatbed towing, accident recovery, light-duty towing, and much more. You can find our contact information here and reach us by phone from 7 AM to 7 PM, every weekday.